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Motor Insurance

Protect your car, your wallet and other road users. Compare comprehensive and third-party cover from leading insurers and get advice that fits how you drive.

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Tell us a few details and one of our advisors will come back with options from leading insurers.

  • Options from leading insurers
  • Clear advice, no jargon
  • Support when you need to claim
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What is Motor Insurance?

Motor insurance pays for the cost of accidents involving your vehicle. In Oman, at least third-party liability cover is compulsory to drive legally, and comprehensive cover adds protection for your own car as well.

The right policy depends on the age and value of your vehicle, where you drive and how you use it. We explain the options in plain language and help you compare them side by side.

Who it’s for

  • New and used car owners
  • Drivers renewing an expiring policy
  • Families with more than one vehicle
  • Owners who drive off-road or on long trips

Why choose Motor Insurance with CRI

We compare, explain and support you from the first quote to the final claim.

Third-party and comprehensive

Choose the compulsory third-party minimum or add cover for damage to your own car.

Repair choices

Ask about agency or approved-garage repair options, depending on the insurer and plan.

Built for local driving

Discuss cover for off-road and wadi driving, which is often excluded unless added.

Help after an accident

Our team guides you through reporting the accident and submitting your claim.

Easy renewals

We remind you before your policy ends so your cover never lapses.

Value for money

Compare options so you pay for the cover you actually need.

What’s covered

Typical features. Exact cover, limits and exclusions depend on the insurer and the plan you choose.

Usually covered

  • Damage to third-party vehicles and property
  • Injury to third parties
  • Accidental damage to your own car (comprehensive)
  • Theft of the vehicle (comprehensive)
  • Fire and explosion (comprehensive)
  • Natural perils such as flood (comprehensive, subject to terms)

Usually not covered

  • Driving without a valid licence or while under the influence
  • Normal wear and tear, and mechanical breakdown
  • Intentional damage
  • Use of the car outside the purpose stated in the policy
  • Off-road driving, unless the policy is extended for it

How it works

Four simple steps from enquiry to cover.

1

Tell us about your car

Make, model, year and how you use it.

2

Compare options

We show suitable plans from leading insurers.

3

Choose and confirm

Pick the cover and add-ons that suit you.

4

Drive covered

Receive your policy and our support if you need to claim.

What to look for

Points worth comparing before you buy, so the policy fits your needs.

Agency repair versus approved-garage repair
Excess (the amount you pay on each claim)
Roadside assistance and replacement car
Cover for additional drivers
Extension of cover to other GCC countries
Off-road and wadi driving cover

Frequently asked questions

Is motor insurance compulsory in Oman?

Yes. At least third-party liability insurance is required to drive a vehicle legally. Comprehensive cover is optional but protects your own car too.

What is the difference between third-party and comprehensive cover?

Third-party cover pays for damage or injury you cause to others. Comprehensive cover also pays for damage to your own vehicle, subject to the policy terms.

Does my policy cover off-road driving?

Usually not unless it is specifically added. If you drive on wadi tracks or desert terrain, tell us so we can look for suitable cover.

What should I do after an accident?

Make sure everyone is safe, follow the requirements for reporting the accident, take photos, and contact us. We will guide you through the claim.

Can I add another driver?

Many insurers allow additional drivers, sometimes for an extra premium. We can check the options for you.

Ready to protect what matters?

Speak to a CRI advisor about motor insurance and get options from leading insurers.

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